Biashara Term Loan
This is a medium-term product that is designed to grow and enable continuity for trading businesses.
Features;
- Kshs 500,000 to a maximum of Kshs 3,000,000.
- Available for strictly trading business clients who have been in operation for at least 12 months.
- Maximum repayment period is 36 months.
- Collateral – Title deed.

Requirements-Individuals
- KYC
- Nature of business MUST be a trading business
- Business MUST have been in operation for atleast 1 year
- Proof of business.
- Customer MUST have a borrowing history of a similar / relevant amount.
- Only customers with a positive CRB rating are eligible.
- Third party title deeds will not be accepted.
Requirements- Companies
- Certificate of incorporation
- Resolution to borrow.
- Company KRA pin.
- CR-12.
- Memorandum & articles of association
- Passport photo, ID & KRA pin of directors
- Business license, Records & Invoices